As of January 31, 2026

• “Long-term debt ratio” refers to the proportion of borrowings with a term exceeding one year or investment corporation bonds maturing in more than one year relative to total interest-bearing debt. Figures are rounded to one decimal place; hence, totals of individual percentages may not exactly match the total percentage.
• “Fixed interest ratio” denotes the proportion of the outstanding interest-bearing debt carried at fixed interest rates. Some borrowings are effectively fixed via interest rate swap contracts; those portions are included as fixed rate debt in the fixed interest ratio calculation. Figures are rounded to one decimal place; hence, totals of individual percentages may not exactly match the total percentage.

As of January 31, 2026

• LTV (total asset basis) is calculated using the following formula, with the result rounded down to the first decimal place: Interest-bearing debt at the end of the relevant fiscal period / Total assets as of the end of the same period x 100.
• LTV (appraisal value basis) is calculated using the following formula, with the result rounded down to the first decimal place: Interest-bearing debt at the end of the relevant fiscal period/ (Total assets as of the end of the same period+ total unrealized gains and losses) x 100.

As of January 31, 2026